Should You Bank in the Cayman Islands?: A Visual Guide to Tax Havens

Are offshore accounts only for spy movies or the super rich? These so-called "tax havens" are used by regular people, too. Check out this infographic to explore the world of offshore banking.

Facebook Timeline For Pages Kills Marketing Feature: Default Landing Tabs

Amongst the beautiful covers and pinned posts, there's one disadvantage of the new Facebook Timeline for Pages redesign. Pages can no longer display one of their tab applications as their default landing page that non-fans first see when they visit. This powerful marketing feature let Pages set up welcome app that teased special content like contests or coupons, but required users to Like the Page for access. Without default landing tabs, non-fans have to actively click through the little app tiles overshadowed by a Page's cover. Many won't, and it will cost marketers Likes as well as email signups, contest entries, and other key performance indicators. The change is a noble one that prioritizes the user experience and the site's long-term health, but several marketers I've talked to are already grumbling.

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Tax Form 8949 ? Instructions for Reporting Capital Gains & Losses

In an effort to help make filing taxes easier this year, we are breaking down the various�IRS tax forms�to help you know if you need them, and how to use them. If you have capital gains or losses to report on your taxes, you’ll want to be aware of a new process change. Instead of [...]

Tax Form 8949 – Instructions for Reporting Capital Gains & Losses is a post from the Money Crashers personal finance blog.

Source: http://www.moneycrashers.com/tax-form-8949-instructions/

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What Is Freezer Burn ? Causes & How to Prevent It When Freezing Food

One of my favorite hobbies is to try to save money on groceries. It’s a challenging and never-ending process of searching ads, clipping coupons, and shopping strategically. While these methods do save my family a lot, I am always looking for the next big tip on how to drastically reduce our food bill. Recently, I [...]

What Is Freezer Burn – Causes & How to Prevent It When Freezing Food is a post from the Money Crashers personal finance blog.

Source: http://www.moneycrashers.com/prevent-freezer-burn-causes/

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iZettle Launches In The Nordics, UK Launch On The Cards

iZettle, the Swedish mobile payments startup that basically competes with Square, has gone live on the App store in the Nordic markets today (Denmark, Norway and Finland). It's making 5,000 card reader devices available in each country. They've also appointed a UK managing director, Stewart Roberts. Stewart was former Director of Global Innovation at Barclaycard. A launch in the UK is therefore all but confirmed. Unlike square, iZettle's card reader is a chip and pin, which makes it more secure than Square. However it doesn't have quite the same advantages, as its reader uses Apple's proprietary connector so it has to pay Apple for the license on that.

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What Greece?s Bailout Means for the American Investor

Will the latest bailout of Greece finally end the European sovereign debt crisis? Should the typical American investor care if it does? Read more to find out what Grecee's bailout means for you.

Investing in Index Funds vs. Managed Mutual Funds

One of the great debates in the investment world centers on whether mutual fund managers, in�the aggregate, add any value for investors. Since Vanguard introduced the first index fund in the 1970s, skeptics and critics of the financial services industry have argued that professional money managers have failed to earn their keep. Taking all of [...]

Investing in Index Funds vs. Managed Mutual Funds is a post from the Money Crashers personal finance blog.

Source: http://www.moneycrashers.com/index-funds-vs-mutual-funds/

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Daily Crunch: Mobile World

Here are some recent posts from TechCrunch Gadgets: TechCrunch at Mobile World Congress Texas Instruments Announces New Partnerships For OMAP 5, But Wait?There?s More Quietly Brilliant, But HTC Sure Made Some Noise At MWC Hands-On With The HTC One V: This Little Guy Feels Great Asus Officially Unveils The Accessory-Laden Padfone

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Auto Insurance Buyer?s Guide

Discount insurance companies have ads urging you to pay less. Bigger insurance companies have competing ads telling you that the savings aren?t really worth it. Auto insurance isn't "one size fits all" and you should know what you?re buying.

The Cost Breakdown Of Making Cigarettes

From a recent investor presentation from Philip Morris, the cost breakdown of making and selling a cigarette.

And this is interesting about tobacco leafs.

Meanwhile, Phillip Morris shares have just been a monster.

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See Also:

• 17 Facts You Need To Know About Smoking In The 21st Century
• Tobacco Companies Freaking Out Over Super-Graphic Warning Labels
• It's Obvious: The Government Is Getting Closer And Closer To Just Totally Banning Cigarettes

Source: http://feedproxy.google.com/~r/TheMoneyGame/~3/UYHGQOz9ftY/the-cost-breakdown-of-making-cigarettes-2012-2

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NY FED: Total Consumer Debt Fell 1.1% Last Quarter

The New York Fed reports that total consumer debt fell 1.1 percent to $11.53 trillion in Q4 of 2011.

Here's a break down from the NY Fed's press release:

• Mortgage and HELOC balances on consumer credit reports fell $134 billion (1.6 percent) and $12 billion (1.9 percent) respectively.
• Non-real estate indebtedness rose $20 billion (0.8 percent) during the quarter, resuming a trend of increases.
• Aggregate credit card limits rose by $98 billion (3.6 percent), resuming the trend of increases observed in the first half of the year.
• Open credit card accounts increased by 3 million to 386 million.
• Credit account inquiries within six months, an indicator of consumer credit demand, increased (2.7 percent) for the third quarter in a row.
• Roughly 289,000 individuals had a foreclosure notation added to their credit report in Q4, a
  9.5 percent increase from the third quarter.
• Student loan indebtedness increased slightly, to $867 billion.

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See Also:

• GAP: Consumer Credit Spending Seems To Be Leveling Off
• FHFA House Price Index Jumps 0.7%
• CITI: This Is What Will Happen In China In 2012 And 2013

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How to Resist Increasing Food Prices

Did your income increase by 4.8% last year? Food prices did and they are expected to rise another 3.5% in 2012. Read on to find out how to resist increasing food prices.

Almost Three: A Brief History Of Foursquare Time (And A Look At Its Future)

Six years ago I first set foot in Silicon Valley to attend one of the early "Hack Day" events that are now perpetual. It was an event where fellow nerds were creating web-apps using whatever technology they could get their hands on. VC's and Valley luminaries were judging and dishing out fat prizes. Mike Arrington was moderating. We were being treated like rockstars, and I was hooked.

I quickly found myself obsessed with creating products; trying to follow the work of Steve Jobs and other product leaders that did it best. With so many approaches to product management, I found but a single common philosophy that bound all successful products together

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Habits Are The New Viral: Why Startups Must Be Behavior Experts

Face it; you?re hooked. It?s your uncontrollable urge to check for email notifications on your phone. It?s your compulsion to visit Facebook or Twitter for just a few minutes, but somehow find yourself still scrolling after an hour. It?s the fact that if I recommended a book to purchase, your mind would flash ?Amazon? like a gaudy neon sign. If habits are defined as repeated and automatic behaviors, then technology has wired your brain so you behave exactly the way it wants you to. In an online world of ever-increasing distractions, habits matter. In fact, the economic value of web businesses increasingly depends on the strength of the habitual behavior of their users. These habits ultimately will be a deciding factor in what separates startup winners and losers.

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Iran Just Made Things Even Worse For Greece

This story hits the trifecta of big stories these days: Greece, oil, and tension in Iran.

Reuters:

Iran has refused to give Greece a shipment of 500,000 barrels of crude oil in a retaliatory measure against European Union sanctions on the Islamic state's lifeblood, oil, the semi-official Fars news agency reported on Sunday.

"Oil tankers that had come to transfer 500,000 barrels of Iranian oil to a refinery in Greece had to go back empty-handed after Iran refused to give the shipment," Fars reported, without giving a source. Oil Ministry officials were not available to comment.

For Greece, this might be a taste of what it would deal with if it ever tried paying for things in the future in Drachma.

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See Also:

• Greece Needs To Find Offshore Resources, Conservative Leader Suggests
• The 11 Most Sought-After EU Countries For Asylum Seekers
• Incredible Pictures From Athens On Sunday Night

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