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MikeElement

Editor's note: DJ Patil is a data scientist in residence at�Greylock Partners, and�Julie Deroche runs the firm's university recruiting program.� The pressure is already on for building the class of 2013 summer internships. Since we?ve both been heavily involved in building the intern programs at LinkedIn and Mozilla, we?re often asked by organizations and students about what makes a successful internship summer.

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Tech Crunch Personal Finance News & Advice Guide To Financial Fitness Money Game

MikeElement

Women are paid 77 cents for every dollar earned by men, according to a recent study by the American Association of University Women. Does that mean a female worker is doomed to make 23 percent less than a male counterpart? Not necessarily, according to experts who?ve analyzed wage-gap data and found that female workers are [...]

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Personal Finance News & Advice Guide To Financial Fitness Money Game Tech Crunch

MikeElement

oil well derick

Earlier today we reported on the BofA/ML analyst who thinks it's possible that in the next 24 months, prices of West Texas Intermediate crude (the benchmark for US-borne oil) could fall to $50/barrel.

The basic gist: Thanks to oil from shale, production is growing like bonkers, and it will overwhelm the infrastructure, leading to huge gluts and collapsing prices.

There's a new phrase being bandied about and that's "Saudi America."

We first noticed it earlier this month when Morgan Stanley's Evan Calio used it to title a note. The economist Mark Perry used it on Twitter earlier this week, as well.

Even if it's an exaggeration, the boom in domestic energy (and the diminishing reliance on foreign oil) is one of the biggest US economic stories right now.

Here are some charts that show why people are so excited.

Growth in US oil production this year has just been insane. It's put growth everywhere else to shame.

US oil production has now hit its highest level since 1994!

Texas and North Dakota have really been the star performers in this boom.

See the rest of the story at Business Insider

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Personal Finance News & Advice Guide To Financial Fitness Money Game Tech Crunch

MikeElement

If you’re preparing your home for sale, you are surely focused on making it as attractive as possible to potential buyers. Making small repairs, removing clutter, and cleaning – both inside and out – are very important steps to take. However, in addition to staging your home for buyers, you also want to make your [...]

How Sellers Can Make Their Homes Eligible for an FHA Mortgage is a post from the Money Crashers personal finance blog.

Source: http://www.moneycrashers.com/sellers-home-fha-mortgage-eligibility-requirements/

Guide To Financial Fitness Money Game Tech Crunch Personal Finance News & Advice

MikeElement

The first week of every month is always a busy one for economic data. You have Global PMI day (which is at the start of every month) and you get key data like construction spending, non-farm payrolls, and auto sales.

This month is no exception, and in fact it should be even more intense than normal because there will be so much interest in the fiscal cliff negotiations (even if markets are not quite sure that they matter much yet).

For the globe as a whole, things really start Sunday night, when we get our first PMI readings from Asia.

You can find the full schedule here, but the basic gist is that South Korean PMI (the infamous canary in the coalmine) comes out at 7:01 PM ET Sunday night, while China comes out at 8:45 PM. Other countries will report throughout the night and then we get the European numbers around 3 AM Monday morning, giving us a key look at how the European situation is shaping up.

Now let's talk about the US data-week.

Here's the schedule for Monday:

10:00 AM: ISM (Exp: 51.2)
10:00 AM: Construction Spending (Exp: +0.4%)
2 PM: Auto Sales

Tuesday:

Weekly chain store sales. Will be a critical look at how holiday shopping is shaping up. Last week wasn't so hot.

Wednesday:

8:15 AM: ADP employment (Exp: 125K)
10:00 AM: Factory Orders (EXP: -0.1%)
10:00 AM: ISM Non-Manufacturing: (Exp: 53.7)

Thursday:

8:30 AM: Initial Jobless Claims. This number has been elevated lately, and that's being blamed on Sandy. Will be critical to see how fast this is coming down.

Friday:

The big one. The Jobs Report comes out at 8:30 AM ET. Analysts expect just 90K new jobs and for the unemployment rate to jump up to 8.0%.
9:55 AM: Michigan Consumer Sentiment (Exp: 82.4)
2:00 PM: Consumer Credit ($9.9 billion)

Also coming up this week is a big ECB meeting on Thursday. The Federal Reserve has a two-day meeting the following week.

Bottom line: Debt ceiling, global manufacturing, and US data. It's going to be a big one.

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Money Game Tech Crunch Personal Finance News & Advice Guide To Financial Fitness

MikeElement

The HTC 8S is a Windows Phone 8 handset that's lightly specced compared to its more powerful sibling, the HTC 8X. The 8X is HTC's flagship phone based on Microsoft's mobile OS, and apparently the only one the U.S. market may ever see, according to an official statement from HTC issued late Friday afternoon. The budget 8S won't make it to U.S. shores, an HTC official told Engadget, which shouldn't come as much of a surprise.

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Guide To Financial Fitness Money Game Tech Crunch Personal Finance News & Advice

MikeElement

Foodspotting is launching a new feature today that allows restaurants to promote themselves to hungry locals ? and also provides one of the first big opportunities for the startup to make money. Co-founder and CEO Alexa Andrzejewski said that the app's development has had three distinct stages. First, it needed to recruit the "foodspotters" themselves, namely the people who want to share photos of their favorite dishes. Then, with the redesign in February, the company tried to expand beyond the foodspotters to "food seekers" by making it easier to rate food and browse dish recommendations. Now the company is starting phase three ? "connecting foodspotters and food seekers with restaurants."

Source: http://feedproxy.google.com/~r/Techcrunch/~3/xAKdzvlkgB8/

Tech Crunch Personal Finance News & Advice Guide To Financial Fitness Money Game

MikeElement

It’s no secret that the bride, groom, and their respective families often pay big money on the betrothed’s nuptials. Even small, intimate weddings can cost thousands of dollars, thanks to the wedding reception food, the venue, the all-important wedding dress, and other special touches. Though expensive, the bride and groom have the advantage of time [...]

6 Tips to Save on Wedding Expenses as a Guest is a post from the Money Crashers personal finance blog.

Source: http://www.moneycrashers.com/tips-save-attending-wedding-guest/

Guide To Financial Fitness Money Game Tech Crunch Personal Finance News & Advice

MikeElement

Google today announced their acquisition of YC alumni BufferBox, a Waterloo-based startup that specializes in providing users with temporary lockers to receive delivery of packages from online e-commerce retailers. The company is led by a founding team of three University of Waterloo graduates, Mike McCauley, Aditya Bali and Jay Shah. The startup actually already shares a building with Google's Waterloo office, and is located in the Communitech accelerator offices in that city.

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Tech Crunch Personal Finance News & Advice Guide To Financial Fitness Money Game